Lead Generation

VP Compliance Services’ Compliance Certified Vender program is an extensive review and audit of a Lead Generator’s policies, procedures, training, background and more.  A Compliance Certified Lead Generator is a lead vendor a lender can trust when looking to expand their pool of Lead Generators.

VPCS will display all audits Certified Lead Generator passed from the certification seal provided to certified Lead Generator.  Interested parties may reach the Lead Generator’s certification page by clicking the VPCS Certified Vendor logo on the Lead Generator’s website.

A certified Lead Generator vendor will receive our certification logo, a link to a custom web page describing the audit the Lead Generator passed, an introduction to the online lending community as a certified Lead Generator vendor, and a joint press release announcing Lead Generator as certified.  This program is unique in that it markets Compliance Certified Lead Generators without being a Lead Generator broker and charging ongoing fees.

In many cases, a VPCS Compliance Certified Vender meets the due diligence and audit requirements of lenders due to passing this audit program.

VPCS’ Vendor Certification program is not recommended to replace a lender’s own Lead Generator vendor review program.  It may be used to help select Lead Generators a lender will select for new vendor consideration.

For more information on VPCS’ Vendor Certification program please contact William “Rick” Wittwer at wrw@vpcs.biz.

Lead Generator Certification
Certifications & AccreditationsComments
Online Lenders (OLA)Accreditation
Direct Marketing AssociationCertification
Online Marketing InstituteCertification
Company Background CheckComments
Liens, Actions, Fines, & InvestigationsLexus Nexus Company Background Check
CFPB, FTC, & State AGsRegulator Check
Licensing, Registrations, & BondsComments
Corporate RegistrationReview of state and federal corporate registrations
DNC Registry and Unsubscribe MaintenanceReview Requirements
Contract ReviewComments
Agreements with Lead Buyers (Includes Insertion Orders)Review Key Elements of the Agreements
Affiliate AgreementReview Key Elements of the Agreements
Policies and ProceduresComments
DisclosuresReview of Policy (Does One Exist and is it Complete?)
CAN-SPAMReview of Policy (Does One Exist and is it Complete?)
Fair LendingReview of Policy (Does One Exist and is it Complete?)
Identity AuthenticationReview of Policy (Does One Exist and is it Complete?)
GLBAReview of Policy (Does One Exist and is it Complete?)
Privacy Review of Policy (Does One Exist and is it Complete?)
Record RetentionReview of Policy (Does One Exist and is it Complete?)
SCRA / MLAReview of Policy (Does One Exist and is it Complete?)
UDAAPReview of Policy (Does One Exist and is it Complete?)
TILAReview of Policy (Does One Exist and is it Complete?)
Vendor ManagementReview of Policy (Does One Exist and is it Complete?)
TCPAReview of Policy (Does One Exist and is it Complete?)
Information SecurityReview of Policy (Does One Exist and is it Complete?)
Information Security (GLBA)Comments
PCI ScanPerformed on all Client IP addresses
Written Security ProgramReview of Policy (Does One Exist and is it Complete?)
Information Encryption used when transferring dataReview of Policy (Does One Exist and is it Complete?)
Network MonitoringIs 3rd Party Vendor Engaged
Firewalls installed Reviewed firewall technology and vendor
Default passwords and Security Parameters updatedReview of Policy (Does One Exist and is it Complete?)
Protection against system attacksTechnology exists and is utilized
Restricted access to Sensitive InformationReview of Policy (Does One Exist and is it Complete?)
Secure development of system and applicationsReview of Policy (Does One Exist and is it Complete?)
Physical SecurityReview of Policy (Does One Exist and is it Complete?)
Clean Desk PolicyReview of Policy (Does One Exist and is it Complete?)
Facility Access MonitoringReview of Policy (Does One Exist and is it Complete?)
AuditsComments
3rd PartyReview of any 3rd Party Audits Performed
Lead Buyer PerformedReview of any Client Audits Performed
Training (Employee and Affiliate)Comments
TCPAReview of adequacy and frequency of training
UDAAPReview of adequacy and frequency of training
Call CenterReview of adequacy and frequency of training
New Client/Affiliate On-BoardingComments
On-BoardingReview of Prospective Vendor/Client Questionnaire, Contract Review, Background Checks& References
UnderWritingReview of Quantitative Decision Criteria Utilized
Compliance Management ProgramComments
OversightReviewed organizational structure, authority, and personnel
MonitoringReviewed monitoring programs for adequacy and frequency
TrainingReviewed training programs
Complaint ManagementComments
Written Policies and ProceduresReview of Policy (Does One Exist and is it Complete?)
Public Internet SearchPerformed to Identify any Additional Areas of Concern
Vendor Name/KeywordPerformed searches and examined all posts
CFPB Complaint DatabaseExamined CFPB complaints, resolutions, and response timing

For more information on how our services can benefit your organization contact us at (877) 350-9933 X5 or wrw@vpcs.biz